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Rental Property: How to Find the Perfect Home and Settle In Successfully

An apartment marked “a real gem” in a listing can turn into a financial black hole if you overlook its energy rating or…

Femme tenant les clés de son nouvel appartement à la porte d'entrée, location immobilière réussie

An apartment marked “love at first sight” in a listing can turn into a financial black hole if you overlook its energy rating or submit your application too late. Finding a rental property is less about luck than having a plan: focus on the right criteria, get your application documents ready in advance, and check what the landlord may not have highlighted in the listing.

Energy ratings and minimum standards: what to check before viewing

Other guides focus on budget and floor space, but rarely treat the energy performance certificate as the first screening criterion. Yet it determines whether the property can legally be rented at all.

Since January 1, 2025, properties with a G energy rating can no longer be offered under a new rental agreement. Properties rated F will follow in 2028, then those rated E in 2034. In practice, if a listing doesn’t mention the energy rating or shows a G, move straight on to the next one.

The energy rating also affects the rent. Rent increases are frozen for properties rated F or G, whether at the annual review, lease renewal or when the property is re-let. Comparing two listings without checking their energy ratings means comparing two notional rents: the rent for the energy-inefficient property won’t go up, but heating bills will.

You can browse rental listings on Immobilier du Net and filter them by specific criteria to quickly find properties that meet energy-efficiency standards.

One point needs clarification: tenants already living in a property rated G are not required to leave immediately. The ban applies to new leases. The issue arises when the lease is renewed or extended, so the deadline varies depending on when the original agreement was signed.

Couple looking for a rental home, with property listings on a table and a laptop

Rental application: the documents that can make you stand out to a landlord

In a competitive rental market, an application is more than an administrative formality. It’s how landlords choose tenants, and most applications fail because they’re submitted too late or are missing a supporting document.

What landlords check first

The ratio of income to rent remains the main criterion. The commonly applied rule is that rent should not exceed one-third of net income. Landlords look at the last three payslips, the employment contract and the tax return.

Putting together a digital application package that’s ready to send before you even start viewing properties isn’t paranoia—it’s good planning. The sooner your application arrives after a viewing, the stronger it is against competing applications.

Documents to gather before your first viewing

  • Valid ID, front and back in a single PDF file to avoid back-and-forth
  • Last three payslips and employment contract (or proof of income for self-employed applicants)
  • Most recent tax return, as proof of tax status and declared income
  • Proof of current address: rent receipt, proof of accommodation or a recent bill
  • Guarantor’s letter and supporting proof of income, if required by the landlord

Personal guarantor or rental guarantee

A guarantor can make all the difference, especially when renting for the first time. A guarantor with an income comfortably above the required threshold can be more reassuring than a recently signed permanent employment contract. Without a reliable guarantor, your application may seem less convincing than those of better-supported applicants.

Rental guarantee schemes (such as Visale for people under 30 or employees relocating for work) can replace a personal guarantor. The landlord gets protection against unpaid rent, while the tenant gets a stronger application.

Viewing a rental apartment: what to check beyond the decor

It’s easy to focus on the layout and natural light. These are valid considerations, but they can distract from technical issues that affect day-to-day life and your budget.

Test the water pressure, open the cupboards and check the electrical outlets: these checks take two minutes and can save you months of frustration. The condition of the bathroom sealant, ventilation (including whether the mechanical ventilation system works) and any signs of damp on the walls or ceilings are all clear indicators of how well the property has been maintained.

Here are a few questions to ask the landlord or agent during the viewing:

  • How much are the service charges, and exactly what do they cover (cold water, maintenance of communal areas, waste collection)?
  • When was the last time work was carried out in the property and the building?
  • Is this a standard three-year lease or a mobility lease, and does it contain any special clauses?

Read the entire lease before signing. The term, termination conditions, rent review clause and how charges are split between tenant and landlord are contractual terms that can bind you for several years.

Real estate agent showing a prospective tenant an empty apartment for rent during a viewing

Setting a realistic budget for your rental search

The advertised rent is never the true cost of a property. Add service charges, home insurance (mandatory), any security deposit (one month’s rent excluding charges for an unfurnished property, two months for a furnished one) and agency fees if you use an intermediary.

Work out the total monthly cost before viewing to rule out listings that are over budget without wasting time. A rent that seems affordable for a poorly insulated property rated F can end up costing much more once energy bills are included.

The first month is often the most expensive: the security deposit, first month’s rent, moving costs and energy account setup fees all add up. Having savings equivalent to three months’ rent before signing is a sensible precaution that can help you settle in without financial stress.

Rental Property: How to Find the Perfect Home and Settle In Successfully